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Terms & Conditions

Last updated: 15 September 2024

SUMMARY

These Terms outline the rules applicable when you visit our website, access any of our services (including the free ones) and engage our services.

 

These rules specify permissible and prohibited actions, delineate our responsibilities, and describe our business processes.

 

Unless you enter into a more specific agreement with us, these Terms will govern your engagement with our services or purchase of our offers.

 

It is important that you read these rules thoroughly. If you do not agree with them, you should not visit our website or access any of our services.

 

Below, you will find our most important rules, which are further elaborated in the full terms provided

 

Are there age restrictions for using our website and services?

Yes, you need to be at least 18 years old to use our Sites. If you're under 18, you must have permission from a parent or guardian.

 

What rules do I need to follow on the Sites?

You agree not to harm, stalk, defame, or harass anyone. Don’t post anything inappropriate or illegal, send spam, or upload harmful files. Respect others' intellectual property rights and follow all laws.

 

Do you collect personal information?

Yes, in accordance with our Privacy Policy, which you can read here.

 

Can I share your Content?

Yes, you can share our Content for personal use. Just link back to our Site or social media and give us credit. Don’t claim our Content as your own.

 

Can I share materials I got from you with third persons?

Absolutely not without our permission. We retain copyright over these materials, even if you paid for the service.

 

Do you allow refunds?

Generally, no, unless specifically stated in our Full Terms below.

 

Do you have a waiting policy?

Yes! We have a 15-minute waiting policy. If you are late or do not show up without notifying us, the session is forfeited. You may not get a refund or request to reschedule the session.

 

Can I reschedule sessions?

Yes, you can, but you need to inform us at least twenty-four (24) hours before the next session; otherwise, the fees for that specific session are forfeited in our favor.

 

How can I book your Services?

You can book our services through our website, by email, or via social media. Services will commence only after a Service Agreement has been signed and payment has been made.

 

How are disputes resolved?

Talk to us. We encourage communication. If we cannot resolve it, then we will submit the issue to mediation. Only if mediation fails will we proceed with arbitration. These procedures can only be pursued in Zurich, Switzerland.

 

Complaints or Questions?

 You can email us at info@clarityfinancialsolutions.ch or message us on social media. We aim to respond promptly during working hours (Monday to Friday, 8:00 AM to 6:00 PM CET).

 

 

FULL TERMS OF USE / TERMS AND CONDITIONS OF CLARITY FINANCIAL SOLUTIONS

 

Please take the time to read these Terms and Conditions (“Terms”) before using, visiting, viewing, purchasing from, or accessing CLARITY FINANCIAL SOLUTIONS, www.clarityfinancialsolutions.ch, including its sub-domains, affiliated sites, social media pages, and CLARITY FINANCIAL SOLUTIONS’ accounts on Facebook, Instagram, LinkedIn, and WhatsApp (collectively, the “Site” or “Sites”).

 

The Sites, along with all audio, visual, and written resources and information contained therein, including but not limited to blog posts, designs, documents, emails received from CLARITY FINANCIAL SOLUTIONS or Tracy Germani, email lists and sequences, courses, mentoring services, recordings, templates, contracts, forms, guides, e-books, workbooks, website materials, products, and tools (collectively, “Contents and/or Services”) are owned by Tracy Germani (“We,” “Us,” or “Our”).

 

These Terms apply to all Users, Visitors, Viewers, Subscribers, Clients, and/or Customers of our Sites (collectively, “User,” “You,” or “Your”) and govern your use of, access to, and/or purchase from our Sites.

 

 

YOUR CONSENT

By using, visiting, viewing, downloading, purchasing, and/or accessing our Contents and/or Services, you consent to and agree to be bound by these Terms.

 

You further warrant and acknowledge that you have read these Terms or, at the very least, had the opportunity to read them and chose not to do so.

 

You represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you may only access, view, or purchase anything from our Sites with the consent of your parent or guardian.

 

If you do not agree to ALL of these Terms, you are prohibited from using, visiting, viewing, downloading, purchasing, or accessing any of our Contents and/or Services.

 

 

RULES THAT APPLY TO OUR SITES

When you use, visit, view, download, purchase from, and/or access our Sites, you agree to:

 

1.            Not harm, stalk, defame, threaten, offend, harass, abuse, or violate another person's privacy or legal rights through or on our Sites.

2.            Not post, upload, distribute, publish, or disseminate any names, materials, or information that is considered inappropriate, defamatory, obscene, unlawful, or indecent.

3.            Not use our Site in any way that will cause damage to us, our Site, or any of our users.

4.            Not send unsolicited e-mails to our users.

5.            Not transmit or post unwanted or unsolicited content to promote or sell your products or services.

6.            Not upload any files that contain viruses or worms that may harm our operations or those of another user.

7.            Not transmit, share, download, copy, or post any content that infringes on our intellectual property rights or those of others.

8.            Not use any of our Contents and/or Services to violate any laws or regulations.

 

We reserve the right to disclose any materials you post or information you provide on our Sites to comply with legal or governmental requests.

 

 

PERSONAL INFORMATION

To download or purchase our Contents and/or Services, you may be required to provide personal information about yourself, including but not limited to your name, email address, billing address, payment details, and other personal information. Any identifiable information you provide to us is governed by our Privacy Policy, which you can access here.

 

Legally, you have the right to appeal any of our decisions regarding the processing of your personal information.

 

You agree to provide only complete, accurate, correct, and up-to-date information.

You shall not create a false identity or sign an agreement on behalf of someone else when using, visiting, viewing, downloading, purchasing, and/or accessing our Sites.

 

While we strive to protect your personal information, no data transmission over the web can be guaranteed to be 100% secure. You agree that we cannot warrant the security of any information you transmit via the internet. You do so at your own risk when you share personal information.

 

 

USERNAME AND PASSWORD

When you access our membership areas, you will need to create a user account that entails the submission of a username or password. You agree to protect your username and password and keep it confidential.

 

We reserve the right to terminate your access to any of our Contents and/or Services without refund, in case you share your username or password or if we have reasonable grounds to suspect that you shared your username or password for purposes of allowing anyone person, group or individual, to have access to our Services, and/or Products.

 

 

DISCLAIMERS

The Contents of our Sites are for Educational and Informational Purposes Only

The contents are general in nature and are not intended to be personalized financial or legal advice. All information and resources we share are for private use and are not guaranteed to be complete, accurate, or current. We do not make any representations or warranties regarding the completeness, accuracy, or reliability of the information provided on our site.

 

 

We do not provide Legal or Accounting Advice.

We do not hold ourselves out as your attorney or accountant. The Contents and/or Services found on our Sites are not intended to be a substitute for legal or accounting advice.

 

Always seek your legal counsel or accountant relating to specific legal, or accounting issues that you may have.

 

 

We do not guarantee any specific results

We cannot guarantee specific results when you use the techniques, ideas, tips, or strategies we provide.

 

Your success in achieving results depends on various factors, including your background, dedication, skills, motivation, effort, and commitment.

 

The examples on our site reflect exceptional results, and there is no guarantee that you will achieve the same outcomes by using our techniques, ideas, tips, strategies, content, or services.

 

We are not responsible for your actions. Please exercise due diligence when using our content and services.

 

 

Past performance is not a reliable indicator of future performance.

Investments can go up and down. Past performance is not necessarily indicative of future performance.

 

 

We do not guarantee earnings or income.

While we make every effort to accurately represent our offers and programs, as well as their value, any income or earnings statements made by us, our advertisers, sponsors, or affiliates are only estimates of possible earnings.

There is no guarantee that you will achieve these income levels, and you accept the risk that earnings and income results will vary among individuals.

 

Building a business, whether online, offline, passive, or active, requires time and effort. We cannot guarantee success, as it depends on your background, dedication, skills, motivation, effort, and market factors.

 

The examples on our site reflect exceptional results. There is no guarantee that using our techniques, strategies, ideas, products, or services will yield the same outcomes.

 

Every business is different. We are not responsible for your business decisions.

 

 

Testimonials, Feedback, and Positive Reviews are but examples

The testimonials, reviews, opinions, and statements presented on our Sites apply to the individuals depicted. They are examples, and there is no guarantee that you will achieve the same results achieved by other Users.

 

We do not claim that they are typical results that Users generally achieve. The testimonials are not necessarily representative of all those who use our Contents and/or Services.

 

The testimonials displayed are verbatim, except for corrections of grammatical or typographical errors. Some have been shortened if the testimonial is lengthy or the entire testimonial seems irrelevant to the general public.

 

 

Fair Use Notice

We are aware that allowance is made for “fair use” for purposes such as criticism, comment, news reporting, scholarship, teaching, and research.

 

We do not own all our Content, and it is possible that we have used Content owned by another person or entity. All rights and credit go directly to the rightful owners. We do not intend to infringe on the copyrights of others.

 

If you wish to use copyrighted material from our Site for purposes of your own beyond “fair use”, you must obtain permission from the copyright owner or us.

 

 

Our Sites may contain Affiliate Links

Our Sites may include Third Party and Affiliate links. We may earn a commission if you click or purchase something through the link.

 

We do not guarantee the safety of any third-party Links found on our Sites. We have no control over and assume no responsibility for the Content, services, courses, products, privacy policies, or practices you find on those third-party links. Proceed at your own risk.

 

 

Use your discretion when using products or services we endorse

Occasionally, our Site may feature sponsored posts for products and services that we have tried. We will provide a truthful evaluation of such products and/or services. However, we make no warranties, guarantees, or representations as to the success, effectiveness, or safety of said products and/or services. Use them at your own risk.

 

 

We do not guarantee or warrant any of our Contents and/or Services

While we make every effort to ensure that accurate information is disseminated on our Sites, we make no representation regarding the Contents and/or Services and their suitability for any specific purpose.

 

Our Contents and/or Services are provided “as is” and without any express or implied warranty.

 

Any representation or warranty that might otherwise be implied is expressly disclaimed, including but not limited to implied warranties of merchantability and fitness for any particular purpose, as well as all warranties arising from a course of performance, course of dealing, or usage in trade.

 

 

You alone are personally responsible for your Actions

You acknowledge that you voluntarily used, viewed, purchased, subscribed to, downloaded from, or accessed our Sites, Contents, and/or Services. You alone are responsible for your choices, actions, and inactions. You agree to use your own judgment and due diligence before implementing any idea, suggestion, or recommendation from our Sites.

 

 

You agree that we are not liable to you or any Third Party

To the fullest extent permitted by applicable law, you agree that we are not liable to you or any third party for any direct, indirect, special, incidental, consequential, or punitive damages or claims arising out of your use, visit, subscription to, download from, purchase from, or access of our Sites, Contents, and/or Services. This includes, but is not limited to, liability or damages caused by viruses contained in electronic files on our Sites or any linked Sites, loss of income or profit or projected profit, loss or damage to property, claims of third parties, or your inability to access our Sites.

 

You hereby release, forgive, and forever discharge Clarity Financial Solutions / Tracy Germani, our employees, agents, contractors, and subcontractors from all claims, including those related to personal or business interruptions, misapplication, or information.

 

You agree that your sole remedy for any claim arising out of your use of our Sites, Contents, and/or Services is to cease using them.

 

 

WORKING HOURS

Our working hours are Monday through Friday, from 8:00 AM to 6:00 PM CET. We do not respond to emails, messages, or calls outside of our working hours or during public holidays and announced vacations or temporary closures.

 

PROMPT COMMUNICATIONS

We will endeavor to respond to all queries, concerns, or requests for proposals within five (5) working days. If you do not receive a response within this timeframe, please resend your communication.

All queries or requests for clarification from us  must be promptly responded to within five (5) days from the date we sent the communication.

If we do not receive a response, we will send two reminder emails. Should we fail to receive a reply after these reminders, we will assume that you no longer interested in the service or proposal in which case, we will immediately terminate the service or disregard the proposal or offer.

In the event of termination, no refunds for any payments made will be issued.  In case of proposals or offers, you need to ask for a new proposal or offer in case you are still interested in engaging our services.

 

HOW TO ENGAGE OUR SERVICES

You may book our courses and services through our website, by filling out the inquiry form, by giving us a call, by sending an email, or by sending a direct message on any of our social media sites. If you send us an email or message, we will strive to respond with a quotation or offer in accordance with our communications policy above. If you do not receive a reply from us within five (5) working days, please resend your email or message.

All service requests are deemed accepted by us only upon the conclusion of a Service Agreement and payment of fees.

 

 

PAYMENT TERMS

When you download or purchase any of our services and/or products, you may pay via credit card.

 

Unless otherwise specified, all fees must be paid in full before we commence any service. Additionally, you are responsible for all international fees and charges associated with your purchase. These may include, but are not limited to, currency conversion fees, international transaction fees, and bank fees.

 

In the rare instance that we permit payment of fees through installments, you are required to adhere to the fee schedule specified in your contract or provided during the checkout process. You further authorize us to automatically charge the payment method used for the initial installment.

 

Should your payment method be declined, or should you unilaterally cancel the automatic charge by actions such as failing to update your credit card information or canceling the payment method initially chosen, we will provide a grace period of five (5) days for you to settle the charge. If the fee is not settled within this period, we will consider your action a breach of our terms. Consequently, you will automatically lose access to any of our Contents and/or Services you have purchased, without a refund of payments already made. The total cost of your purchase will remain due, and you are obligated to settle it.

 

We do not tolerate or accept threats or actual chargebacks from your credit card company on any purchases or downloads of our Services and/or Contents.

Should you initiate a chargeback, we reserve the right to report you to credit reporting agencies (CRA) or other relevant entities for inclusion in chargeback or delinquent account databases.

 

Our report, which will include your name, email address, and billing address, could adversely affect your credit score/credit report.

 

You can only have the report removed by contacting us at info@clarityfinancialsolutions.ch and arranging for the payment of any outstanding amounts, including administrative fees we may impose, not less than ONE HUNDRED FIFTY SWISS FRANCS (CHF 150.00), to cover the time we spent defending ourselves from your chargeback.

 

 

VAT

You may be liable to pay the VAT when you purchase from our Site. You are responsible for determining the VAT rules where you reside.

 

 

INTERESTS AND REMINDER FEES

In the case of non-payment of any fees or charges due, we shall attempt to send reminder emails.

 

A fee of TWENTY SWISS FRANCS (20.00 CHF) will be imposed for each reminder sent, whether by email or post, in addition to the outstanding payments.

 

We will also impose interest in accordance with the prevailing interest rates.

 

 

CANCELLATION BY THE CLIENT

You may cancel your purchase or booking by notifying us within twenty-four (24) hours from the time of booking, provided that we have not commenced any services, and you have not accessed any of our sessions, materials, or media. Send your request to info@clarityfinancialsolutions.ch.

 

If you reside in the European Union (EU), the UK, or any country that allows a withdrawal period by law, you have the right to cancel your purchase within fourteen (14) days from the date of purchase, a period known as the “cooling-off period.” This right to cancel is valid only if you have not accessed any calls, coaching sessions, digital products, or used any of our materials or media. By accessing any calls/coaching sessions, digital products, or using any of our materials or media during the cooling-off period, you forfeit your right to cancel.

 

 

ADDITIONAL RULES FOR CANCELLATION OF CLASSES/COURSES

There is a minimum number of students required for each class to proceed. Please carefully read the class description before signing up.

 

Should a class need to be rescheduled due to insufficient participants, any fees you have paid will be transferred to the next available class. You will have the opportunity to select a class that fits your schedule.

 

 

NO REFUNDS

Except as specified in these Terms or in any other agreement we enter into with you, you agree that all sales are final and no refunds will be issued for any reason. This policy is due to the nature of the Services you receive. If you have concerns or if there is anything we can do to ensure your satisfaction, please email us at info@clarityfinancialsolutions.ch.

 

If you reside in the European Union (EU), the UK, or any country that allows a withdrawal period by law, you can exercise your right to withdraw during the cooling-off period only if you have not accessed any calls, coaching sessions, digital products, or used any of our materials or media. By accessing any calls/coaching sessions, digital products, or using any of our materials or media during the cooling-off period, you give up your right to a refund.

 

 

CANCELLATION OF SESSION

We reserve the right to refuse, modify, or cancel any session, program, or product booked or purchased at our discretion. Should such an event occur, we will attempt to notify you using the email address or phone number provided at the time of booking.

 

Unless the cancellation is due to a breach of our terms as outlined in this document or any contract you have signed with us, we will issue a pro-rated refund for any fees paid for unused sessions

 

 

RESCHEDULING OF SESSIONS AND/OR CALLS AND WAITING PERIOD

Except for group calls, you may reschedule individual sessions and/or calls provided that we receive written notice within the required twenty-four (24) hour notice period. If you fail to provide prior notice within this period, the session will be deemed forfeited. You will not be entitled to reschedule the forfeited session or request a refund.

 

We maintain a fifteen-minute waiting policy. If you do not notify us in advance that you will be late, or in the event of a no-show, the session will be deemed forfeited. You will then have no right to a refund or to reschedule the session.

 

 

INTELLECTUAL PROPERTY

Our Site, including all contents, materials, and media used in rendering our Services, as well as all intellectual properties—such as copyrights, trademarks, designs, patents, trade secrets, and proprietary information—accessible on or through our Sites, any third-party websites we use to distribute or host our Sites and/or Services, and emails we send to you, are owned by us and are protected by intellectual property laws.

 

Our name, course names, service and product names, logos, designs, taglines, and slogans are our trademarks, which you may not use without our written permission.

 

By using, visiting, viewing, downloading, purchasing, or accessing any of our Content and/or Services, you do not acquire any rights, title, or interest in the aforementioned intellectual properties unless explicitly granted through prior written authorization from us.

 

Any violation of our intellectual property rights or the terms contained in this provision, including, but not limited to, unauthorized use, reproduction, copying, or dissemination of any of our Contents and/or Services, will be prosecuted to the fullest extent of the law.

 

 

LIMITED RIGHTS GRANTED TO YOU

When you purchase and/or download any of our Content or Services, you are granted a non-exclusive, non-transferable, limited, and revocable license for personal use only.

 

Unless expressly authorized, you may not copy, share, forward, distribute, reproduce, republish, or otherwise disseminate; nor may you sell, license, rent, adapt, edit, translate, enhance, reverse engineer, or create derivative works from any of our Content and/or Services. Creating derivative works from the licensed Content and/or Services without prior authorization is strictly prohibited and constitutes a violation of our intellectual property rights.

 

Any violation of the terms contained in this section will be treated as infringement and prosecuted to the fullest extent of the law. We reserve all rights not explicitly granted in these Terms.

               

 

CONTENT SHARING

You may share our Content found on our Sites only after requesting and receiving written authorization from us. You can direct your request to info@clarityfinancialsolutions.ch.

 

Permission shall be conditioned on your agreement to abide by the following terms:

 

1.            You may only share our Content for personal use.

2.            You will directly link to our Site or social media account.

3.            You will credit us if you share our Content on your blog, Site, social media account, or a third party's blog, Site, or social media accounts.

4.            You may not represent, claim, or imply that you are in any way associated with Clarity Financial Solutions.

5.            You are not allowed to represent or imply that the Content is yours or was created for you.

 

 

UNAUTHORIZED USE

If you use any of our Contents and/or Services without our express authorization, or in a manner contrary to the authorization granted, you agree to pay liquidated damages in the amount of three (3) times the total fees you paid, or a minimum of USD/CHF 3,000, whichever is higher. This is in addition to any other remedies to which we may be entitled.

 

 

PIRACY

In the event that you violate or threaten to violate any of our intellectual property rights, titles, or interests through acts such as, but not limited to, pirating, enhancing, reverse engineering, usurping, or creating derivative works of our Contents or Services, you agree to indemnify us and transfer to us all earnings you have gained or will gain through such violations, acts, or negligence.

 

You further agree that we do not need to prove any pecuniary damage on our part; it is sufficient that we prove you violated or threatened to violate any of our intellectual property rights, titles, or interests.

 

You agree to indemnify us if, through your acts or negligence, another person is able to use, disseminate, distribute, or share our Contents and/or Services, or engage in any act that infringes upon our intellectual property rights, titles, or interests.

 

You recognize that any violation or threatened violation of our intellectual property rights, titles, or interests could cause irreparable harm to our business and reputation, which damages may not adequately compensate. Therefore, you agree that any such violation or threatened violation will entitle us to seek injunctive relief without having to post a bond, as well as other legal remedies we may pursue.

 

 

YOUR POSTS AND RECORDINGS OF GROUP/PERSONAL CALLS

When you submit comments, photos, posts, images, videos, or other contributions ('Media') to our Sites or any third-party Sites that we operate, you affirm that you are the owner of such Media and that you are at least 18 years of age.

 

Furthermore, you authorize us to take photographs and make video and/or audio recordings of you ('Photographs and Recordings') during our calls, webinars, workshops, or other communications ('Communications').

 

You grant us, and any of our contractors or subcontractors, an unlimited, royalty-free, irrevocable, unrestricted, non-exclusive license to print, copy, use, transmit, exploit, modify, create derivative works from, and display your Media, Photographs, and Recordings in any manner or for any purpose. This includes incorporating them into our current or future Services and/or Products.

 

You also authorize us to use your Photographs, Recordings, and Media, including your image and likeness, and to identify you as the person in the Photographs or Recordings or as the individual or author who submitted the Media. Identification may be by name, email address, social media handle, or screen name for any purposes, including marketing, advertising, or other commercial activities.

We reserve the right to discontinue the use of your Media, Photographs, and/or Recordings at any time and for any reason.

 

Additionally, you agree to assign all intellectual property rights in your Media, Photographs, and Recordings to us without the necessity for further permission or compensation to you, now or in the future.

 

 

TERMINATION

In the event that you abuse, breach, or violate any of these Terms, our Privacy Policy, or any other agreements you have entered into with us, we reserve the right to terminate your access to our Sites and/or Services immediately, at our sole discretion, and without prior notice. No refunds will be issued upon such termination.

 

Furthermore, we will not be liable for any claims, damages, or liabilities that you may incur as a result of or in connection with such termination or discontinuance

 

 

EXCUSABLE DAYS AND FORCE MAJEURE

The following are considered Excusable Days:

•              Unfavorable weather conditions, as determined by us;

•              Verifiable illness or injury of the Parties, evidenced by a doctor’s note;

•              Force Majeure or any circumstance beyond our reasonable control that prevents us from fulfilling our obligations.

 

This includes, but is not limited to, acts of God, natural catastrophes, extreme weather conditions, strikes, lock-outs, terrorism, political and civil unrest, sabotage, industry-wide shortages, plant breakdowns, loss of electricity supply, cyber-attacks, or the non-performance of our suppliers or any third parties we depend on.

 

You agree to reschedule any appointment/session in the event of an Excusable Day as defined in this provision. Should a force majeure event extend beyond three months, either party has the right to terminate the contract and cancel any scheduled appointments/sessions without incurring liabilities.

 

 

MODIFICATION OF SERVICE AND PRICES

We reserve the right to modify the descriptions of our services, adjust pricing, or discontinue any service or any part or content thereof without prior notice to you and at our sole discretion.

 

Additionally, we reserve the right to limit the sales of our services to any person, geographic region, or jurisdiction as we deem necessary.

 

We shall not be liable to you or any third party for any damage, loss, or injury resulting from any modification, price change, suspension, or discontinuance of our services.

 

 

INDEMNIFICATION / HOLD HARMLESS

You agree to indemnify, defend, and hold harmless CLARITY FINANCIAL SOLUTIONS / Tracy Germani, our affiliates, officers, agents, contractors, licensors, service providers, suppliers, interns, and employees from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising from your breach of these Terms, your violation of any law, or your infringement of the rights of a third party.

 

 

ASSIGNMENT OF RIGHTS

You agree that we may assign, transfer, and subcontract our rights and/or obligations under these Terms without notifying you or obtaining your consent. You are not permitted to assign, transfer, or subcontract your rights and/or obligations under these Terms.

 

 

NON-DISPARAGEMENT

Complaints and grievances are to be settled in the next section. You may not post or publish disparaging or defamatory remarks about us, our business, or our services.

 

 

COMPLAINTS AND ARBITRATION CLAUSE

If you have any complaints or grievances, contact us first at info@clarityfinancialsolutions.ch so that we can resolve the dispute with you, to our mutual satisfaction, as quickly and effectively as possible.

 

If we cannot amicably resolve the dispute on our own, you agree to submit the dispute to mediation before resorting to arbitration or litigation. The mediation shall be held in Zurich, Switzerland, or the nearest location.

 

If mediation fails, you agree to submit the dispute to binding arbitration, to occur in Zurich, Switzerland, or the nearest location.

 

You agree to waive any right to class arbitration. The arbitration shall be conducted solely based on your individual claim and/or entirely related to your claims against us.

 

The arbitration proceedings shall be conducted in English.

 

You agree to be responsible for all costs associated with initiating the arbitration and any related administrative expenses.

 

By agreeing to this Arbitration Clause, you understand and waive your right to a jury trial or trial in any court, which would otherwise be available if not for this agreement.

 

Any decision or award issued by the arbitrator shall be final and binding. The only remedy available to you shall be a refund of any payments made to us for the service, course, or product purchased. You are not entitled to seek any additional damages, whether consequential, punitive, or otherwise.

 

 

NO RELATIONSHIP CREATED

You agree that by using our Contents and/or Services, no joint venture, employment, or agency relationship is created between you and us.

 

 

 

ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and us regarding our Sites, Contents, and/or Services. They supersede all prior or contemporaneous agreements, representations, proposals, and understandings between us. These terms, developed for us by Legally She Can, align with the legal frameworks that reflect the guiding principles of our business.

 

 

SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions, or parts thereof, that are not affected will continue in full force and effect. Any provision that is rendered invalid, illegal, or unenforceable will be modified or interpreted in a manner that best accomplishes the objectives and purpose of the original provision and these Terms.

 

 

CHANGES TO THESE TERMS

Any new content and/or services added to our Sites will be subject to these Terms. By continuing to use and/or purchase from our Site after we post modifications, you are deemed to have implicitly and voluntarily accepted the changes to these Terms.

 

 

CONSENT TO GOVERNING LAW AND JURISDICTION

These Terms, claims, or disputes arising out of it shall be governed by the laws of Switzerland, without regard to its conflict of laws rules.

 

 

QUESTIONS AND CONCERNS

If you have any questions or concerns regarding these Terms and Conditions, please contact us at info@clarityfinancialsolutions.ch.

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