Welcome to Clarity Financial Solutions, a consulting firm supporting small business owners.
We help you better understand the numbers side of your business, systematize financial planning and tracking, and unlock the keys to improved performance.
Improve your financial understanding
Numbers and financial statements can be overwhelming. We’re here to do the deep dive for you, extract the trends, and communicate them to you in an easy-to-understand manner.
Proactively plan for the future
Know your numbers and organize your financials so you can shift from reaction to proactive planning by setting targets, analyzing results, and tracking progress.
Adapt your business and thrive
By understanding the intricacies of your business from a financial perspective, you’ll be able to take appropriate actions, drive greater efficiencies and profitability, and have the confidence to create the future to which you aspire.
Our services
Our services are founded on developing solid financial practices for business owners. This includes instituting a systematic approach to financial planning and analysis, the fundamental basis for running a financially secure business.
We also offer evaluation of investments and financing opportunities, investor relations services, planning support for startups and other services.
Clarity Financial Solutions
Create your financial future
Financial Planning & Analysis (FP&A)
To develop greater insight into your company’s performance and translate that knowledge into financial targets and dexterity to adapt, we’ll work together to undertake the following steps:
Historical Analysis and Assessment
Analyze historical performance and business drivers, highlighting key trends in growth, margins, segmentation and other areas.
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Creation of Financial Plan
Build multi-year financial targets to support proactive business development and link finances with strategic planning.
2.
Quarterly Reviews
Track progress each quarter and identify variances to the plan. Quicker visibility on results yields more timely and adept fine tuning.
3.
It’s critical for the business owner/management team to have insight and clarity on all three components as well as to develop a systematic and timely routine for analyzing results.
Get our free download...
The success of your business hinges on really understanding your numbers... including growth, performance by segment, margins, trends and overall financial health.
I’m here to demystify these concepts and help you uncover the keys to greater profitability.
Subscribe to our periodic newsletter and receive a free download with financial tips for your business!
Other services
In addition to outsourced FP&A, we offer the following services:
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investment analysis
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evaluation of financing alternatives
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investor relations services
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expense reviews
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advice for enhancing profitability
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other customized solutions
Types of Clients We Work With
We provide cross-industry solutions to a variety of clients including:
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small businesses requiring support with financial organization and decision making
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female entrepreneurs
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wellness industry professionals
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new small businesses
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non-profit organizations
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and many more
About the Founder
I’m Tracy Germani, a former investment banker and business executive turned mom, real estate investor, tireless fundraiser, volunteer for non-profit organizations, and ardent support of female entrepreneurs.
With 20 years' experience in finance, I provide outsourced FP&A and other financial solutions to give you greater clarity on your numbers, and to enhance your company’s performance.
Benefits of working with me
I'm passionate about numbers and data analytics, and aim to share my expertise in a way that will be empowering for you. I'm here to help you:
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gain a deeper understanding of the financial side of your business to improve decision making and profitability,
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institute or upgrade financial planning and regular reviews of results,
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enhance profitability and performance,
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keep headcount low and focus on your core competencies, and
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feel more confident running your business.
Workshops & Events
I offer periodic courses and workshops on a variety of topics; here's what's coming up:
Master Your Numbers - Online Mastermind Course
Know Your Numbers. Lead with Clarity. Grow with Confidence.
This is a 6-month mastermind online course designed for small and mid-sized business owners who want to take control of their numbers, make informed decisions, and build financially strong businesses. Through expert guidance, hands-on tools, and practical implementation, you’ll learn how to analyze your business and implement an impactful financial planning & analysis (FP&A) system that supports growth, profitability, and clarity.
Limited spots available; starts May 14th!
Our Packages
Individual Mentoring Session
2 hour sessions in person (Zurich) or online to gain clarity on a particular topic and work towards a solution.
Financial Fitness
Comprehensive review of financial health including historical analysis of results and Key Performance Indicators. Includes development of budget and forward-looking projections.
3 Month Focus
Program for small business owners who would like support on a particular topic over the course of several months. Potential areas of focus could include a review of expenses or ideas for profitability enhancement, addressing pricing or compensation issues, or evaluating financing alternatives or investments.
Financial Deep Dive
A year-long program which will provide you with deep insight into the historical performance of your company, development of a forward-looking financial plan based on your goals, as well as quarterly reviews to track your progress. My goal is to provide you with clarity on your numbers, a plan to get you where you want to be, and feedback on how you're progressing.
I would highly recommend your services, I wish we had met when I started my business 12 years ago!
Georgina A.
I got the necessary push to do something about my finances instead of avoiding them.
Zsuzsanna J.
Tracy's expertise in navigating the complexities of business finance is truly empowering.
Katarina G.